Page 15 - MEDIAJAYA EDITION 7 2020
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MEDIA JAYA | 07 2020







                                                                               ers, such as loan postponement, in-
                                                                               terest deduction and tenor extension,
                                                                               which will be given according to their
                                                                               category. “We have prepared budget,
                                                                               too, for those who just start their new
                                                                               business during this new normal era,”
                                                                               said Wahyudi.
                                                                                 Meanwhile, for debtors whose in-
                                                                               come has decreased by 80% or has
                                                                               stopped  their  business  during  the
                                                                               pandemic, Bank DKI will grant them
                                                                               interest deduction for 6 months,
                                                                               with an evaluation check every three
                                                                               months. The same thing will be grant-
                                                                               ed for debtors whose income dropped
                                                                               by 50%. As for those whose income
                                                                               dropped  by  30%,  Bank  DKI  will  give
                                                                               them postponement of loan and tenor
                                                                               extension.

                                                                               The Economy Will Recover

                                                                                  The general secretary of another
                                                                               collaborator, the Indonesian Shopping
                                                                               Centers Tenants Association (Hippin-
                                                                               do)  Haryanto  Prantantara  is  optimis-  15
                                                                               tic that the economy will recover soon,
                                                                               as malls in Jakarta and other cities
                                                                               are reopened. With the reopening of
                                                                               malls, it will trigger another batch of
                                                                               employment after being temporar-
                                                                               ily closed. “Store employees, parking
                                                                               attendants and  cleaning  service  of-
                                                                               ficers will be working again. This ac-
            Bank Indonesia.                     Micro and SME Group Head at    tivities will revive the economy,” said
               Moreover, the Jakarta govern-  Bank DKI, Wahyudi Dwi Irawan re-  Haryanto.
            ment also invited communities and   vealed that one of the things that they   There are another dozens of col-
            business industries to help revive the   made in the collaboration is to con-  laborators  that are actively partici-
            economy in Jakarta together, through   duct methods for saving credit portfo-  pating and supporting Jakarta gov-
            a program named Large Scale Social   lios as an anticipation to the impact of   ernment in this KSBB program: ACT,
            Collaboration (KSBB) for UMKM. With   COVID-19 situation. They have record-  Dompet Dhuafa, Indonesian Red Cross
            this program, the government is invit-  ed as many as 41% debtors affected   (PMI), Indonesian Museum Associa-
            ing any party to join and become the   and 33% of them is retail owners.  tion Jakarta, Bank Syariah Mandiri,
            collaborator to support the economic   Wahyudi said that there is restruc-  Indonesian  Food  & Beverage  Asso-
            recovery.                         turisation policy for the debtors who   ciation (GAPM-MI), Indofood, delivery
                                              get affected by COVID-19, one of which   service  company JNE,  Indosat  Oore-
            Credits from Bank DKI             is for them to apply credit through e-  doo, Lippo Karawaci and Rumah Ya-
                                              form. “The branch office will then con-  tim. Along with Bank DKI and Hippin-
               Jakarta-owned PT Bank DKI, as   tact the debtors by any available me-  do, there are also PT Aetra, Bogasari,
            one of the collaborator to help revive   dia,  they dont have to meet  face to   Grand ITC Permata Hijau, PT Palyja,
            the  economy,  has  prepared  mecha-  face,” he explained.         Yayasan Al-Maghfirah, BAZNAS (BA-
            nism to ease the UMKM owners to ac-  Moreover, the Bank DKI also gives   ZIS)  Jakarta, PT Pembangunan  Jaya
            cess working capital during this pan-  tax relaxation for owners of micro and   Ancol and some private and personal
            demic time.                       small businesses and also consum-  collaborators.   sya
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